Getting involved in a fender bender can be frightening. Not only do you have to be concerned about you and the other person’s safety, you must be concerned about the financial effects it might cause.
Each action you take after the fender bender can have lasting consequences. It is essential to keep calm and act strategically.
Pull Over to the Side of the Road
A minor car accident can be a major inconvenience for you. This does not mean it has to be an inconvenience for the other drivers on the road. If your car is able to be driven, move it to the side of the road. This action will not only improve the flow of traffic, it will also keep other vehicles from hitting your car. If you don’t have space, drive on until you do.
As a driver involved in an accident, you want to make sure that your financial and physical interests are protected. If anyone is injured call 911. Dispatchers will often send police officers to the scene of the fender bender. If a person is injured, an ambulance will be dispatched as well.
When the officers arrive, a police report will be taken. You want to be sure to get a copy of the report since you will need this information for your insurance provider and other services.
Exchange Insurance and Car Information
This is one of the most important steps you can take after an accident. Each driver should exchange the following information.
- Insurance Company
- Make and Model of the Car
- License Plate Information
Contact Your Insurance Company
As soon as you are in a safe location, contact your insurance company. Provide the representative with the facts and information about the accident. If the damage is small, you and the other driver may be tempted to reach an agreement not to report the damage, but it may not a wise move to make.
The extent of the damages to your car or injuries may not be known until thorough examinations are conducted. Allow your automobile insurance company to handle the details.
Seek Legal Counsel
A personal injury attorney or Bulluck Law Group in your area can help you understand the legal ramifications of a fender bender. It might be in your best interest to get guidance in case you are injured or liable.
By following these steps, you can get through the stress of a fender bender, panic-free.
Brooke Chaplan is a freelance writer, recent graduate from the University of New Mexico, and avid runner. She loves to blog about fitness, health, home and family. Contact her via twitter @BrookeChaplan.