Prepping Options for Coastal Retirees

The coast is a great place to retire. You get walks on the beach, days to play in the ocean, fresh seafood, sunshine — basically a beautiful life. However, the ocean presents many dangers. Not only are jellyfish stings and sunburns on your list of daily worries, but you are also at risk for hurricanes, tsunami waves, and other ocean storms.

Of course, this is where prepping comes in. When you live on the coast, you can’t just be prepared to bug out as fast as possible, but you also need to be prepared to handle crazy storms. These preparations need to be in place and ready to go, especially for retirees. Here are the prepping options you need to know about.

Cash Out So You Can Get Out

It would be ideal if all natural disasters could be predicted. Unfortunately, earthquakes and tsunamis can’t be predicted, but other storms, like hurricanes, can. If you are in a situation where you know you will need emergency cash, you can get a cash out refinance. According to home loan experts, cashing out is a great option to get cash when you need it:

A Cash Out Refinance is when the homeowner will refinance their home for MORE than what they currently owe, and then take the remainder in cash. Think of it like a cash back transaction at your local supermarket or drugstore. You’re in line buying a pack of gum for $4.00 and decide that you want to get cash back for $20. The cashier will charge your card a new total for $24.00 and then you get to take the $20.00 in cash. In the end, you still paid for the $20, but you were able to get it in cash.

It will likely take a few weeks to get this money, and you might not have this kind of time; but if you do, then you should consider it as an option. Cashing out is a great option for retirees who have lived in their house for a while because they are more likely to get approved. The cash you take out can also be used for renovations on your house, a boat, or purchasing emergency tools.

Get the Right Tools

The next step is to get the right tools for the emergency. If you are a true prepper, you will likely already have more than the basics. If this is the case,then you just need to make sure that you keep these tools with you at all times so you are ready whenever disaster strikes.

Tools for Coast Prep

One good thing about living on the coast is that the ocean could offer you another way out. If you have a boat, you may one day need to use it to escape an emergency situation. Obviously, you shouldn’t go out when there is a potential hurricane heading your way, but if there is a massive wildfire near you, your boat can offer a second route of evacuation.

To make sure you are prepared for such an event, you will want to keep emergency supplies ready to go on your boat at all times. This means having emergency food, water, fishing poles, water purifiers, and more. You should also keep some emergency marine equipment on the boat, such as:

  • Flares and emergency signals
  • Boat lifts
  • Radios
  • GPS trackers

These will help you communicate to get help if you need it. You should pack as much as you can without compromising the weight and effectiveness of the boat.

Tools for Hurricane Preparedness

Pliers, screwdrivers, a saw, and a multi-tool. These are the essential tools to have with you in the event of a hurricane. These tools will help you after the hurricane, either by helping free you if you get trapped by blown objects, and can also help you with the majority of basic repairs.

This can include turning utility valves off, putting up and removing hurricane shutters, and fixing the roof. Of course, if you are able, you should have a lot more tools than that around.


Prepare Your Floating Dock for the Big One

If you live on the coast, you should always be ready for some sort of natural disaster. To prepare for this, you should make sure your house is as ready to withstand hurricanes, tsunamis, and other storms as much as possible.

When preparing your boat, there are a few items you need to attend to. In addition to having emergency supplies, you need to make sure your boat is well-maintenanced and ready to go. If you don’t plan on escaping on your boat, these are the steps you need to take to prepare it for the storm:

  • Get your lines right
  • Secure the boat
  • Document your watercraft and dock with photos
  • Prepare for the worst, hope for the best, and get out of the way

Living through a natural disaster can be terrifying, but every step you take to prepare will give you that much more confidence that you will be okay. To stay safe, you should make sure that you attend to all the details in advance, and always be thinking about how you can prepare for an emergency situation on the coast.

Author Bio:

Avery T. Phillips is a freelance human being with too much to say. She loves nature and examining human interactions with the world. Comment or tweet her @a_taylorian with any questions or suggestions.

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