Freak weather events can strike with no warning, and therefore to save money and even lives you should always be prepared for potential weather event in your area. Prepping your home for crazy weather of all kinds (whether that be snow, rain or shine) is possibly the most important thing for you to do as a homeowner, so once you know what kind of weather is most likely to cause you problem, make sure you are ready for it!
Here is a 5 step weather safety guide to make sure your home is always prepared for a weather event at minimal cost.
Step 1: Identify potential weather risks
The first step in ensuring that you are prepared for potential weather events is assessing what type of weather events are likely to strike in your area. Find out if your home is in an area that has even been hit by events like floods, hurricanes or tornados. If you have just moved into a home, research on the internet or ask your new neighbours if there are any weather patterns you should be aware of. Neighbours are a great source of information because they are likely to know what common weather events happen in the area and where is best to get materials to prep your home.
Once you know what kind of weather is most likely to cause you a problem, prepare a disaster kit and keep it in a water-tight box in a safe and accessible part of your home. Make sure everybody in your home knows where the box is incase you yourself are incapacitated in an emergency.
Some essential items for a disaster kit are below, but each should be tailored to your particular weather circumstances:
- A wind-up radio or a battery operated radio with spare batteries
- A wind-up torch or a battery operated torch with spare batteries
- Candles and matches
- Plastic water canisters capable of holding at least 4 liters of water per person
- Water sanitation tablets
- Basic emergency foodstuffs like granola bars
Step 3: Always keep up-to-date with the weather and heed warnings
Make a habit out of watching the weather forecast or checking your local weather website everyday just to make sure you are aware in advance if any dangerous weather fronts are headed to your area. While some natural disasters are completely unpredictable, others (like hurricanes) often give you days to prepare. If you know a weather front is heading even vaguely in your direction, listen to the news and heed any evacuation warning you may hear.
Step 4: Don’t put off home improvement
You might think that there is no harm in putting off fixing your roof or replacing a window pane, when in reality you should always make sure your home is sturdy and ready for any kind of weather. Regularly check your home for leaks, damage to your walls and roof and fix any problems you find as fast as possible. If your home is damaged, then it won’t take an extreme weather event to cause damage. If you have a leaking roof for example, a standard rain storm could wreck your belongings just as badly as a hurricane could do to a sturdy house.
Step 5: Always make sure your home insurance policy is up-to-date
In trying economic times, many people cancel their various insurance policies in an attempt to save money. However this often backfires when disaster strikes and they are left with a crippling bill of thousands of dollars which often pushes many into bankruptcy. Don’t take chances with your home, your life or the lives of others – keep your insurance policies and make sure they are up-to-date and suitably cover all of your liabilities.
Kate Simmons is a freelance journalist and occasional blogger on topics related to safety. In case you are seriously concerned about your home’s safety, make sure you check out homeinsurance.com/rates-in-your-state.